RetireCoPilot™ is the first AI retirement tool designed for you to use yourself — between advisor visits, on a Sunday afternoon, whenever the questions keep you up at night.
The Real Problem
Not "trust your advisor." Actually understand it. Most people can't answer three basic questions — not because they're not smart, but because nobody gave them a tool they could use themselves.
The difference between claiming Social Security at 62 vs. 70 can exceed $300,000 in lifetime benefits. Most people guess. RetireCoPilot models your exact number.
Drawing from the wrong accounts in the wrong order silently erodes your after-tax income for decades. Withdrawal sequencing is the most overlooked retirement decision.
If your retirement income crosses certain thresholds, Medicare Part B and D premiums spike significantly. Most retirees never see it coming until the bill arrives.
What's Inside
Six modules. All interactive. All built for you to run yourself, without needing a CPA on the phone.
Enter your birth year and estimated benefit. See exact monthly and lifetime income at every claiming age from 62 to 70. Spousal coordination included.
Model the optimal order to draw from taxable, traditional, and Roth accounts across your retirement years. Minimize tax drag automatically.
See exactly which income brackets trigger Medicare surcharges — and what income adjustments would keep you below the threshold each year.
Your complete retirement income picture in one view: Social Security, withdrawals, RMDs, and projected portfolio balance by age.
Model strategic Roth conversions in gap years between retirement and Medicare to reduce future RMDs and optimize lifetime tax liability.
Run "what if" scenarios instantly — retire 2 years early, claim SS at 64, add part-time income — and see the ripple effect across your entire plan.
Perfect For
Not just trust someone else does.
You're 50–68 and starting to get serious
You use an advisor but want to understand the plan
You've been told "it depends" one too many times
You want clarity before your next advisor meeting
You're approaching Social Security decision age
You want someone else to make decisions for you
You're looking for personalized financial advice
You're under 45 with decades to go
You already have a comprehensive planning system
You prefer phone calls over self-service tools
Get Access Today
No subscriptions. No monthly fees. Pay once — yours forever.
30-Day Satisfaction Guarantee. If you go through RetireCoPilot and don't find at least one meaningful insight into your retirement plan, email us for a full refund. No questions asked.
Want all 4 tools? Get the Bundle for $197 and save $101 →
Questions
Restaurant & Hospitality Owners
If you own a restaurant, bar, or hotel with tipped employees — you may be eligible for $20,000–$200,000 in unclaimed federal tax credits. Free eligibility check, no upfront cost.
Check My FICA Eligibility →Complete RetireWise AI Suite™