The "No Tax on Tips" provision is national news. But it works even better when combined with a tax credit that's been quietly saving restaurant owners $40K–$250K/year since 1993. Here's what your CPA probably hasn't told you.
They work at different levels — one for your employees, one for you as the employer. Together they represent the most powerful tax relief the restaurant industry has seen in decades.
Part of the One Big Beautiful Bill Act (H.R.1, passed July 2025). The IRS published the qualifying occupations list in April 2026. Allows tipped workers in qualifying jobs to deduct their tip income from federal taxes.
A dollar-for-dollar federal tax credit that lets you recover 7.65% of FICA taxes you already paid on employee tips above $5.15/hr. Now expanded to include beauty salons and spas (OBBBA 2025).
Almost no CPA is presenting both programs simultaneously. Used together, they can eliminate a significant portion of your annual payroll tax burden — and you can recover 3 years retroactively.
Answer 3 questions and we'll calculate your estimated FICA Tip Credit recovery — plus tell you if you qualify for the new "No Tax on Tips" expansion.
"We had no idea the FICA Tip Credit existed. After the analysis, we filed amended returns for 3 years and recovered $87,000. Our accountant had never mentioned it."
"Between the FICA credit and the new tips provision, we're saving over $40,000 a year. The quiz took 60 seconds and the analysis call took 20 minutes. Best ROI of my year."
"I thought my CPA had everything covered. He didn't know the FICA credit applied to nail salons under the new law. We recovered $31,000 just from last year."
The IRS "No Tax on Tips" list just dropped. The FICA Tip Credit has been sitting there since 1993. Most restaurant owners have never been told about both. We'll show you exactly what you're owed — in 20 minutes, at zero cost.
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